Originally Posted by
wanalaugh74
I dont understand why you wouldn't be eligible? Are current SPG personal cards not eligible?
Amex has a new algorithm that assesses, prior to them doing a hard pull, whether you are "eligible" (using not only the written terms of the offer, but also their undisclosed internal assessment supposedly based on your history with them-- i.e. how many cards you have, how many you have had, your spending patterns,etc.). If it determines you are not, it gives you the option to just cancel the application.