Originally Posted by
uppereastsider
Sapphire Reserve + Freedom Unlimited if you like Ultimate Rewards or Amex EDP + Plat if you like Membership Rewards... and for just hotel focused folk, WOH Visa or Amex Hilton
Pretty much agree with this although I don't think the World of Hyatt Visa is really a good pick . Sure, put it in your wallet for spend at Hyatt's and the free night can pay for the annual fee (and you get Discoverist status if you wouldn't get there otherwise) but I don't think there is really any reason to make it your regular spending card beyond that UNLESS you want to put enough spending on there to hit additional qualifying nights for higher tier status (5 qualifying nights out of the gate plus 2 more for each $5k).
Ultimate Rewards transfer (usually instantaneously) 1:1 to Hyatt Points and the CSR will earn 3x on travel and restaurants (obviously better than the 2x on the Hyatt Card on just airline and restaurants -- except at Hyatt properties where the Hyatt card does get 4x) while the Freedom Unlimited gets you 1.5x UR points on everything else (where the Hyatt is just 1 point per dollar).
EDIT: Forgot the gym membership category on the Hyatt Card... paying 2x so put that there instead of the Freedom Unlimited.