Originally Posted by
yojimbo146
....
If I am put under an Amex Financial Review in the future, are they likely to clawback....]
Financial Reviews are not primarily about rewards, there is a separate process described here:
USA: MR points transfer blocked, account being reviewed [Consolidated]
Originally Posted by
cfischer
Unless you are doing something that is violating T&Cs ...
Buying giftcards does violate the terms:
Eligible purchases do NOT include fees or interest charges, purchases of travelers checks, purchases of reloading or prepaid cards, purchases of gift cards, person-to-person payments or purchases of other cash equivalents. ....
If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with the welcome offer in any way or that you intend to do so (for example, if you applied for one or more cards to obtain a welcome offer (s) that we did not intend for you; if you cancel or downgrade your account within 12 months after acquiring it; or if you cancel or return purchases you made to meet the Threshold Amount), we may not credit Membership RewardsŪ points to, we may freeze Membership RewardsŪ points credited to, or we may take away Membership RewardsŪ points from your account. We may also cancel this Card account and other Card accounts you may have with us. American Express reserves the right to modify or revoke offer at any time.