FlyerTalk Forums - View Single Post - Citi suspends USA Prestige card applications August 2018
Old Aug 13, 2018, 6:16 pm
  #101  
CarefulBuilder14
 
Join Date: Jan 2016
Location: LAX/JFK/SFO
Programs: Amex Plat, Hyatt, IHG cards
Posts: 120
Originally Posted by mikesyr18
You can't discredit the card just because it's a credit union. Most credit unions have geographical boundaries for membership.

Is it really rocket science to manage a $450/year card? Cap the 4th night by calling it "annual hotel credits to $250 a year." Offer Hilton Diamond status. Increase the airline credits to $300. Offer Admiral's Club access (1 person). Now offer 5x on flights, 5x on hotels, 3x on dining, and 1x on everything else. No more bleeding $2,000 per cardholder for the 4th night free benefit.
So much for dropping all your AF cards to save and invest!
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