Originally Posted by
controller1
I plan to continue to use my SPG Amex albeit at a much-reduced rate.
I will use the SPG Amex for:
The following assumptions cause me to do this:
- Chase UR is valued at $0.017 per point
- Marriott point is valued at $0.008 per point
Based on your own valuation, you would be significantly better off getting a Chase Freedom Unlimited card for everyday usage!
MR $1 spend = 2 x $0.008 = $0.016
UR $1 spend = 1.5 x $0.017 = $0.0255
I can see you putting the other spend on the SPG AMEX but there really are much better options for everyday spend. Freedom Unlimited or even the AMEX EDP will return more IMHO.