Originally Posted by
flew-d-coop
How does this work work if starting with free personal version? I currently have a 75k upgrade offer (free -> Ascend) and there is a 100k offer for new Ascend applications?
Originally Posted by
farnorthtrader
the other poster wanted the aspire and did not have an upgrade offer for it. In your case, you would have to decide whether 25,000 points is worth the additional credit check and new account on your credit bureau if you just apply, rather than taking the upgrade.
Other differences may include:
Upgrades usually have no lifetime language, but applications-from-scratch usually do.
IIRC, the 75k upgrade used to require less spend than the 100k from-scratch application. Double check if that's still correct that if it matters to you.