Originally Posted by
joe_miami
I'm not "misunderstanding" anything. If the $50 rule isn't set in stone, then the 100-mile rule isn't, either — and we know it's not, since people initiate chargebacks against merchants more than 100 miles away all the time. This site is absolutely chock full of reports of people filing service-related chargebacks against hotels.
There is a law, and there is credit card issuer policy. The issuers choose to accept many disputes that do not meet the legal requirements, but that does not obligate them to accept every dispute.
Yes, exactly. If the law is ignored once or twice, in consumer's favor, doesn't make the law invalid or non-enforceable later on. My "favorite": you can go regularly within 10mph over speed limit, but if you get on radar even with less overage, you will be fined.