I originally had posted a different question about these, as I am in the fence about them, and I’ve changed my mind and am once again thinking of getting one to have as a backup to my normal bank account. I tried registering online for one, typed in all my info (I am always wary of doing that so I hope it’s safe) and then I got to a screen that said “Sorry, we are unable to approve you for an account at this time.” Do I need to actually purchase the 5 dollar kit at Wal-Mart to do this? Do I need to use a different browser/keep trying? I have seen others that have this same problem with the site, and was wondering how they handled it.