Originally Posted by
Caribgrl
So if I have the CF, CFU, AMEX HH & CIC none of these cards would be accepted with plastiq for mortgage payments?
Apparently so, except that it's apparently been that case officially for at least 3 months or so:
https://www.flyertalk.com/forum/29578028-post76.html
So to anyone actually trying to pay mortgage monthly, this would presumably not be news by now.
Anyway, none of the cards you mentioned would work because they're either Chase Visa cards or Amex cards. You have to use an MC or Discover for mortgage.
But on the bright side, if you do have an MC, you can presumably make mortgage payments fee-free for another month or two by using MasterPass
if you can pay in multiple $250-or-less separate payments. So in that case you don't have to worry as much about how much the card earns, you'll earn something net positive if there's no Plastiq fee to pay.
IOTW, MasterPass with a 1x card may earn you more than Visa would would with a 3x card (after the 2.5% Plastiq fee).
But of course, the ban on Visa and Amex for mortgages is likely to continue longer than the MasterPass promo...