Old May 5, 18, 12:20 pm
Join Date: Sep 2012
Location: IAH
Posts: 386
Credit line reduction

I get the obvious things that can draw negative attention to an account such as charge backs, WM bill pay, opening a lot of new cards etc. My spend is almost exclusively maxing 5x categories at office supply stores and has been for several years if anyone were to look at the account. The issue is I keep getting auto-increases on my credit line every year which presents another risk. I don't see a way to opt out of that feature online so I'd need to call to opt out and ask for the reduction. Any opinions on how risky it would be to call to get a credit line reduction?
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