Originally Posted by
yugi
Then Amex BBP is 0.5:1 and CFU is 0.67:1, which is better than Arrival Premier, with no or lower ($95) annual fee.
But to a mostly different set of airlines (each; ie, there's also fairly little overlap between who you can transfer to from Amex vs Chase).
Not that the airlines that Arrival Premier are necessarily any "better", but it's a little hard to compare this stuff in abstract, since not all airlines are the same (and not all people all equally versed in the full set of airlines available with each bank).
But with that said, the "simplest" option for many tends to be a domestic airline, and that's where Arrival Premier is so lacking,, compared to Amex and Chase.