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Old Mar 4, 2018, 11:59 pm
  #15  
halamadrid
 
Join Date: Apr 2014
Posts: 539
Originally Posted by yugi
Yes, that's better than bookstores, but my utilities spending is around $50-100 per month, so not much of a cashback. I was mostly looking at electronics, department, sporting goods and furniture stores categories, which are not covered by my other cards.
You have to pick what works best. If you plan ahead for those one time purchases (like furniture - unless you are constantly buying furniture lol) then this could really work. For me utilities are higher and always an outlier in terms of having no cards that cover them. In terms of electronics and department stores I used to pick those categories around the holidays, but then Amex or Freedom or Discover would have offers or Amazon would have offers and I'd end up not using the Cash+. With utilities I know nobody else is going to cover it so I know I can always count on getting a return on that.
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