I made the same mistake dtpham1020 did, thinking you were trying to load visa gift cards by calling them debit cards. If you're just trying for debit transactions for the bank, I believe Serve lets you make a deposit by taking a picture of a check, so you should be able to write a check to yourself and upload it to Serve, all from the comfort of your home. You might even be able to use the bank's billpay to withdrawal money from bank/deposit to Serve, if your bank offers billpay. Good luck!