FlyerTalk Forums - View Single Post - BofA's anti-churning policies: 2/3/4 (BofA cards), 3/12 or 7/12 (all banks)
Old Feb 13, 2018, 3:09 pm
  #11  
dangw20
 
Join Date: Jan 2013
Posts: 413
Question about the 2/3/4 policy:

If you were "approved in error", does that "approved in error" card count against the 2/3/4 policy, or does BOA treat it as if the card account never existed?

I was "approved in error" in mid-2017. If I exclude that card I am under the 2/3/4 policy, but if include it I am over. I have applied for the Alaska card twice recently and both times was told I had too many accounts opened with them recently, which leads me to believe the "approved in error" account does count against the 2/3/4 policy. I am curious if anyone else has data points to corroborate this assumption.
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