I have excellent credit scores and 30 credit cards; the few I use each month, I pay off in full.. I applied for Cap One Venture card after receiving a mailer. Got turned down. Sent letter to Richard Fairbank email I found here. Got a letter with another turndown, from someone who gave name, phone number, and PIN code, saying "I'm glad to help any way I can." Do I give up or make one more call, and if I try again, what arguments can I use? Thanks for any advice, Judy