Originally Posted by
Diplomatico
It isn't just the CIP. I've had the Freedom Unlimited declined by a USA online retailer as well. My CSR had the same problem before I canceled it. Each time there are two consistent factors in the attempted transactions: Chase issued credit cards and Verified by Visa.
Could Chase's VbV popup be negatively interacting with something on people's devices, like an ad blocker or some other plugin? Of course, at that point I don't blame people switching to something that just works as opposed to spending significant time trying to rule out various causes.