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Old Jan 19, 18, 2:56 am
Join Date: Jan 2013
Location: UK
Posts: 1,391
I get year-round worldwide travel insurance as part of my bank's services. A few years ago my wife broke her wrist in Fiji on the last day of a cruise from Tahiti so the ship's doctor fixed her up temporarily with a splint. Air NZ would not change our flights and our LA hotel would not give us a refund for a cancelled stopover. So I had to buy from Fiji Business Class flights straight through to London - about 6000 from memory - and the insurance paid everything - flights, medical assistance, the LA hotel expenses - without the slightest quibble. Got the cheque in a week.

As I do a lot of cruising - just back from Antarctica - most cruise companies ask you to prove you have insurance. Otherwise you can't go.
Pausanias is offline