FlyerTalk Forums - View Single Post - Capital One Venture & other Cap 1 cards (50K for $3k spend)[Consolidated]
Thread: Capital One Venture & other Cap 1 cards (50K for $3k spend)[Consolidated]
View Single Post
Old Jan 16, 2018, 5:22 am
  #528  
pallhedge
 
Join Date: Sep 2011
Posts: 1,857
Originally Posted by Acrew66
I applied for a Capital Venture card yesterday. Got an email today which said I was declined. I have not had this card for at least 3 years. My FICO scores are 763, 797, and 729 for the 3 agencies.
I have never made a late payment in my life, have zero debt and always pay my cards in full every month.
So I am clueless as to the decline. I know that AMEX will not allow you to get the bonus rewards twice in a lifetime if the card is closed. Is there some hidden rule for capital venture that applies?
Or perhaps I do not have enough installment loans or other debt? (not that I am willing to abandon my completely debt free life)
In the email, or a later one, you are provided with a link to download the official denial letter which will contain the exact reason for denial. That should provide some clues.
pallhedge is offline  
Reply