Originally Posted by Mamibear

If you want to buy GCs, it is best to buy physical GCs from brick and mortar stores like BestBuy, Walmart, BedBathNBeyond, etc because of possibility of the card loads getting clawed back by the merchant. Nieman Marcus did it and the buyers who have already resold the eGCs later on found themselves reported to collections agency. With physical GCs bought from the stores, you can drain the load immediately after buying them and as long as you have the offer saved to each card, you can expect the credits to post days later. IF, by chance you don't have the offer saved and you also didn't get the confirmation email, it may be difficult to prove you had the offer to the card number. I've experienced where I knew I saved the offer but right after redeeming the offer, it was removed from my saved list but fortunately, I got the credit on the card days later.