Originally Posted by
NachoHoughton
Are you using up a large percentage of your credit line on all Chase and non-Chase credit cards? No? (30% Max.)
Approximately what percentage of spending was on gift cards this year? 15%. All was for legitimate personal use and via MileagePlus
Having balances at 30% of the limits and spending 15% of that on gift cards, could that be perceived as MS'ing (4.5% of total available credit being spent on gift cards)? Don't know, just wondering if that could be the cause.