Originally Posted by edealinfo12345

I don't buy your reasoning. You assume what cards are best from your perspective, not mine! That's your biggest flaw - you ASSUME what's best to your thinking is best for everyone in this country (sort of like Trump's views) For instance, I don't ever use 5% category on Chase, so its relative value in terms of "rewards" is meaningless, for me. You may like keeping tens of credit cards. I don't and never have. And, using my approach, my FICO score is above 800 (and has been so for several years).