Originally Posted by
prech
Worst comes to worst, I'd hold on to the card for a year and consider downgrading it to the no AF version. You'd be eligible for the sign up bonus every 24 months, so can time your new MPE app for past that date
Maybe I'm missing something here, but I thought the 24 month restriction was from getting a specific bonus. Since the OP has not gotten any bonus, there should be no 24 month restriction. 5/24 may apply, but not 24 months. Assuming no 5/24 problem, the OP should be able to close the card, wait a month or so, and reapply. Right?