Originally Posted by
moops380
you can downgrade to it if you want. Not sure why you would want to either sign up for it or downgrade to it though. Other options are better.
well, I'd really rather not pay the annual fee, since if I'm going to pay an annual fee of around ~$90 I'm sure there are better options for me (like the chase sapphire) I'm also not sure I'd put enough spend on it to justify an annual fee.