I applied today through a BRM. I'm at about 10/24.
I knew about checking for preapprovals but I didn't know about the paper app. I'm sure the BRM submitted the on-line one (I just signed one page of disclosures).
I started to mention "But I've opened a bunch of cards recently..." and she said, "That's OK, they'll see you don't use most of your credit and you always pay it off."
She said something about "pending" and "underwriters" and that she'd call me tomorrow with an update.
Sounds like a recipe for a 5/24 denial, but what should I do? Have her resubmit the paper app immediately? Wait a month and then do that? Or do I maybe have a chance?
Thanks,
Seth