This has a similar effect to Citi's year-old policy disqualifying bonuses if you have earned one from a related card in the past 24 months. Will Chase implement the same policy with FREEDOM or INK cards?
Do the people who implement the policies just copy what other banks are doing, or is there a more thought out process involved where the banks might even share their findings and propose ways to combat churners?
BofA, Barclay, have tightened up things also.