Originally Posted by
rjs11
I have a similar number of accounts over the last 24 months and was able to get approved for my 4th Arrival Plus (system approved after a day or two) and 2nd Aviator Red (instant approval). Only one hard pull. Perhaps not calling helped me out.
How much is "too many", with most banks, (other than Chase 5/24 of course), is YMMV. Just like how much CL with them is "too much", it depends on CR, income, your history with that bank, and the phase of the moon when your app hits.
No personal DPs, I doubt anyone has any, but I too 'guess' that not calling when you are 22/24 would be the better choice. Besides which, I seem to recall people saying in the past that calling doesn't help with Barclays anyway. Either they are going to approve you, or they aren't, and calling doesn't matter. And God help you if you HUCA, since they keep a log of your calls, and get rather steamed if you call twice.