Originally Posted by
Edgerfly
Can someone give us what percentage people get their accounts re-instated?
Slim to none. Fair guess - less than 10%.
Surprisingly - Chase is very good doing its jobs in this case.
Originally Posted by
loveflying88
He is only speculating the reason for closure since Chase did not tell him why. Right now, I think he is doing research by asking us for suggestions. I see no reason why you dont have any compassion on this.
It is apparently to me that OP is looking for a solution, not compassion.
Originally Posted by
loveflying88
Before you suggest using a lawyer, I hope you should mention that it costs money hiring a lawyer. And unless he researches more about his case, it would be just a waste of money talking to a lawyer now.
Originally Posted by
Edgerfly
Getting a lawyer will be very expensive if Chase does abuse me. Right now everything is going the way it is suppose to. So I'll wait and see what happpens.
ECOA awards attorney fees. If you have a good case, many consumer lawyers will take it without fees (assigning the fees when winning).
Originally Posted by
Edgerfly
Maybe you can write a contract to make you believe extortion is legal, but it's not. I'm a practicing attorney, and I can assure you these charges are not legal and would never hold up in court. Extortion is never legal. I can put it in a contract between you and me, word it anyway I'd like, have you sign it, and I still cannot enforce it. There's a reason rental car companies do not pursue people who challenge them on these frivolous charges, and do not send you to a collections agency. Because they know they are not legal charges, and could probably lead to a lot worse of a situation for them than for you.
OP is all correct on this. FWIW - many rental car companies have been operating in a questionable business practices for some times.
Originally Posted by
Happy
Habitual chargeback filers are flagged. There is no denying of it. While cjargeback is a legally protected right as somehone kept harping on it, if it is determined it is fraudulent chargeback, the law would NOT protect you because there is a malicious intention involved.
Thanks for agreeing with at least once.