For those who are interested in learning what the Fiduciary Rule is, visit http://time.com/money/4809060/fiduciary-rule-financial-advisor-what-know/
It's an Obama regulation that was based on the idea that the current disclosure regime for retirement investment advisors wasn't enough, as advisors could make recommendations that maybe weren't the best deal for the investor , but had maximum returns for the advisor. Under ERISA, a fiduciary duty would be imposed for the first time. The rule is currently on hold pending litigation, and the Trump administration continues to defend it.
The comparison to bloggers is of course obvious: bloggers make recommendations of cards without disclosing their self interest or if better deals are available.
The idea is that while you're not forcing someone to make a transaction, people are relying on the "expertise" of bloggers or financial advisors in doing so, and they shouldn't be manipulated.
Most people involved in the crafting of the Fiduciary Rule were well over 40
While there may be legitimate reasons to argue that the Fiduciary Rule or increased regulation of credit card marketing by bloggers is not wise policy, I think it's vastly clear that these policy positions are not born out of entitlement or unique to college students or mid-30s "youngsters" like myself!