FlyerTalk Forums - View Single Post - Requesting credit score and report from all three agencies
Old Jul 6, 2017, 7:31 am
  #7  
takeshi74
 
Join Date: Jul 2013
Posts: 384
Originally Posted by invisible
Is there an option to get free credit score and report from all three via banks or other agencies?
There are free FICO's provided by creditors but that isn't a practical approach unless you already happen to have eligible products with such creditors.

If you want report data and FICO 8's from all 3 then check out Credit Check Total. It's a monitoring service but you can cancel any time.

If you need other models then you'll have to specify so can make appropriate recommendations.

Originally Posted by philemer
creditkarma and creditsesame will show free credit scores.
Never assume that all credit scores are equivalent and always consider the specific scoring model & CRA for any score as well as the relevance of a given score. Very few creditors actually use the VantageScores provided by Credit Karma or Credit Sesame in credit decisions. Most creditors use a FICO model but even FICO has many models that are not all equivalent.

Originally Posted by hi-guy
Free Experian Score, updated once a month, here: https://www.freecreditscore.com/
This one is a FICO 8 but you'll want to keep track of TransUnion & Equifax as well.

Last edited by takeshi74; Jul 6, 2017 at 7:38 am
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