Wow I am really new to HSBC and good thing I read the T&C carefully.!
So I was going to churn generate some manufactured spend on both my VS and Premier cards, but then I realised that would be useless (and a waste of money) as RC are calculated by HKID and not credit card accounts! The right strategy then would be to churn MS my VS and my supplementary VS too!
So just confirming that my understanding is correct in that HSBC works by HKID and not credit card account?
(i) I can have multiple credit cards with them, but all spending gets summed up when working out the cap?
(ii) my supplementary (additional) card holders have their own quota balance?
Last edited by ermen; Jul 1, 2017 at 11:13 am