Originally Posted by Norri

Thanks for the info.

It is one ticket with one eticket number.
Flight numbers were PHX-SFO AA 855 SFO-HND JAL1 HND-SFO JAL2 SFO-PHX AA 7540

There was only one set of rules attached to thew ticket, JAL Rules here is the exact wording.

TICKET IS NON-REFUNDABLE IN CASE OF CANCEL/NO-SHOW/
REFUND.
NOTE - TEXT BELOW NOT VALIDATED FOR AUTOPRICING.
WAIVED FOR ILLNESS/INJURY OF PASSENGER OR
ACCOMPANYING PASSENGER.
WAIVED FOR DEATH OF PASSENGER/ACCOMPANYING
PASSENGER OR IMMEDIATE FAMILY MEMBER NOT
TRAVELING TOGETHER.
WAIVER FOR ILLNESS/INJURY OR DEATH MUST BE
SUBSTANTIATED BY A VALID MEDICAL OR DEATH
CERTIFICATE.

Ticket was from Cheapoair, sadly no insurance otherwise there wouldn't be an issue.