Originally Posted by
patrick.barnes
It's USBank anyway. It'll be nerfed within a year. 3x on mobile wallet is unsustainable.
I agree with you, but I am curious to see what happens. If they got rid of the Mobile Wallet perk it would drastically impact the usefulness of the card.
It also makes me curious what other banks will do with their premium cards.
I know quite a few people that only use their Chase Freedom cards for the 5% bonus categories and nothing else, yet Chase continues to keep the card going.
Regarding the CSR, if Chase ever reduced the points for Travel or Restaurants, I would think they would also need to reduce the CSP and/or the no-fee Freedom cards.
In the end, Chase and U.S. Bank are different banks with different management strategies.
I'll be curious to see if U.S. will allow transfer partners after their new Altitude Reserve card matures.