I was able to get 100k with $95 annual fee by submitting to a VP of relationship manager. He sent me the paperwork and I had to either fax or email and I chose to fax the paperwork to be on the safe side. Took a little longer than I would have liked(3weeks) but I was approved. His name is Jose and if you search on google, he posts on comment sections for these 80k/100k chase ink business card deals. (Not sure I can post his info but google the pointsguy)