And yet, it was just this past week or so all over the news that some study had just been done and found that an astoundingly high percentage (way over 50%!) of consumers who asked for some offset on their annual fee got it.
It was a WSJ article that I saw the link to, and I don't have a WSJ subsription, so I couldn't figure out how to read the whole article, and that's why I can't provide more details as to whether they listed it by bank, for example. I wonder if the success rate is much higher with cards that don't earn airline miles, hotel points, or transferable points, since presumably the average consumer doesn't have any of those three types of cards.