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Old Apr 2, 17, 7:53 pm
  #255  
Mancolt
 
Join Date: Jan 2015
Posts: 157
Originally Posted by cashcyclone View Post
The fine print on every Amex bonus offer clearly states that the purchase of cash equivalents does not count towards the minimum spend for a bonus. Specifically they say:

THE FOLLOWING CHARGES DO NOT COUNT TOWARDS THE THRESHOLD AMOUNT: FEES OR INTEREST CHARGES; BALANCE TRANSFERS; CASH ADVANCES; PURCHASES OF TRAVELERS CHECKS; PURCHASES OR RELOADING OF PREPAID CARDS; OR PURCHASES OF OTHER CASH EQUIVALENTS.

The worst part is they disqualify your spend after the period is over so you have no way to get the bonus via normal spend. In other words, you lose.
I am aware that the purchase of VGCs is explicitly stated by almost all card issuers as being against their T&Cs, or at least not counting for points. There is no way many can legitimately meet some of the spend requirements. They just don't have those kinds of expenses in 3 months, or at least expenses that can be paid with a CD, particularly Amex which is not nearly as widely accepted.
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