Applied in branch yesterday, Banker emailed today I was approved. FICO high 700s, income low 100s. Pulled Experian which had 5 other inquiries in last 6 months and 6 new cards since December (AmEx OBC, 2x Citi AA, Aviator Red, Ritz and Hyatt). Also picked up a Fairmont but that hadn't reported yet lol. So they seem to be fairly lenient on inquiries and new accounts if your score and income are good. Utilization is 1% or so.