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Old Dec 30, 2016, 2:57 am
  #1  
FFlash
 
Join Date: Nov 2013
Location: HEL
Programs: AY, SK, TK
Posts: 7,598
AY co-branded Mastercard for Finns

We have threads for Amex and Diners, but not for Mastercard, so starting new.

MC is the most common credit card and I want to have one now that my previously used Eurobonus MC (gave 1p per 1€ previously) has gone downhill to "Travelcash" card type giving only 0,5p nowadays. I dumped it.

I cannot find any good MC co-branded giving points. On AY pages there are a couple of options (and couple of other jokes not even worth mention):

1: AY-cobranded MC. 1p/€ basic&silver, Gold 1,5p, Plat 2p. 50€ annual fee, plat free. (3000p granted for 1st purchase?)
2: Nordea MC. 1p/€. 2000p signup bonus. 60€ fee.

Question regarding option 1 is that if I can have AY MC at the same time I have AY DC? Since it will work "as your Finnair+ card at the same time" it says on both terms. Of course my AY DC plat gives me 3p€ so I would use it always, but when not valid for purchase, I could utilize AY MC then, netting me 2p which is at least more worth than lousy Eurobonus Travelfusk 0,5p.

Option 2 is not enticing, not even the 2000 signup for 60€.

Last resort, is there any other mastercards outside AY world, which could give good earnings in any other programs, or cashback? (forget Stockmann, I used it only to qualify fast for Exe level and then dumped it)

Last edited by FFlash; Dec 30, 2016 at 3:16 am
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