Originally Posted by ManFactSpendLA

Currently have 1 Personal and 1 Biz. Application was over 90 days ago, first part of July. Lowered credit line about 2 weeks ago. What do you all think? Safe to go for a second personal? I have a mortgage and checking account with them for about the past 8 years now. Also, does the 90 days start from the application date, approval date or the date the email was sent saying the card is on the way? Thanks!