Old Aug 21, 16, 9:33 am
  #886  
flyte
 
Join Date: Nov 2015
Posts: 55
Originally Posted by bigbuy View Post
+1,
I have the branch Prestige with a $350 AF which nets to a $100 AF. Also have the Schwab Amex Platinum with a $200 relationship credit which nets to a $50 AF.
No need to keep the Reserve after getting the bonus as I keep the CSP for primary usa car rental and ability to transfer the Freedom bonus points.
Prestige is apparently the winner for lounge access if you mostly travel with someone else.
Originally Posted by missamo80 View Post
Because I can get a different card for $200/yr ($450 AF - $250 airline credit) that gets me a Priority Pass with two guests or immediate family access for free. That's a savings of, at a minimum, $27 per visit over the CSR offering since I almost always have a guest with me when traveling.

Neil
I have the same, Citi Prestige at $350 a year. But I'm still planning on switching to CSR (if the "pending" doesn't change to a "deny") for these reasons:

1. Priority Pass lounges aren't great.
2. Hardly ever stay at the same hotel for four days. Even on a vacation, we'd be at a different place after three days.
3. Presumably better concierge services.
4. Better roadside assistance? Not sure about this as it's 10 miles free vs $50 free.
5. $100 AF vs $150 AF is easily surpassed by a $2,500 annual spend on dining and entertainment (2.5% earning+spending rate on the new prestige vs 4.5% earning+spending rate on the CSR).

What do you all think?
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