Originally Posted by
rgAAFT
Just what I said, it's not that complicated......
But I guess different people have varying degrees of moral thresholds, and will see different value proposition for the same product................
Moral threshold? Not sure what you mean by that. Can you tell us whether you are implying that someone who cancels the card in YR 2 has a lower moral threshold? Just trying to understand what you mean by degree of moral thresholds in this context.