Anyone able to suggest the correct strategy and sequencing of moves for the following?
I have the CSP (and my wife is an authorized user.) I want to get the CSR. Don't have any 5/24 issues etc so should be approved.
I assume correct approach is to apply for CSR instead of upgrading CSP to grab the 100K UR sign up bonus. But then my CSP is useless and has the fee, so I should either cancel it or downgrade into Freedom Unlimited. Assume downgrading is better to keep my AoA up? So do I apply for the CSR first, then downgrade CSP, and then transfer credit line from CSP to CSR? Does that sequencing matter?
Thanks!