Old Aug 19, 16, 12:05 pm
  #745  
jags86
 
Join Date: Mar 2013
Posts: 361
Originally Posted by MD/DC Flyer View Post
Explain. Why do you see value in this card in year 2?
Assuming you're going to have one of the following: CSP, CSR, or Ink+, the value proposition is pretty clear for CSR.

There is a $55/yr premium in having the CSR vs the others once you consider the travel credit.

That $55 premium turns your 1.5x FU from a 1.875% cash back card into a 2.25% cash back card via its 50% bonus. If you have $15000/yr of unbonused spend and occasionally use cash for points with UR (which at 1.5 cpp is a serious option now) then it pays to have the CSR over the others.
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