Originally Posted by
toomanybooks
Any thoughts whether it will be better to apply online or in branch? I stopped into my local Chase and they said absolutely no difference. Not sure I buy that.
We have no Chase relationships except a slew of CCs.
I think the main difference would be the possibility to bypass 5/24 if an application was submitted in the branch. I heard the bankers have some influence in the process, but I'm not sure. Maybe they input your info, find pre-approval offers, and take it from there. Anyone applied for Freedom Unlimited in branch and was approved despite being over 5/24 ?