Originally Posted by homerjsimpso

Hi everyone,

If you sign up for Amex's extended payment option, they 'check' the account to before they approve you. However, the wording they use isn't very clear. Is this based on a credit check (hard pull) or is this purely based on your payment history with Amex?

Also, does anyone know of a 10k bonus when signing up for the extended payment option? Is there still a link floating around?

Thanks!