Originally Posted by
The Sloth
I would like to apply for the Citi AA World Elite card to get the 60k Bonus, but it is not worth paying a $450 annual fee. I have read that you can cancel the card within 37 days of the AF posting. If I do not want to cancel the card, can I just downgrade to a card with a cheaper AF at this point and have the AF adjusted?
Technically yes. But you might as well get the AA plat citi for 50k.