High AF cards in my portfolio: Amex Plat, United Club, Ritz, and Prestige
having both prestige and premier i am trying to grasp the value of prestige given my likely continuing to hold Amex and United Club.
- Prestige: Priority pass 2 guests is great. i have Lounge Pass via Ritz and haven't seen to what extent PP does offer better coverage. Most layovers I make are in Europe and not domestic.
- Extended 24m warranty is also offered by Premier, although i am questioning the ease of fulfillment vs Amex.
The one sticking point I have in favor of Prestige is the travel insurance: broader definition of covered incidents for delays and cancelations plus the time it takes for delay coverage to begin: Prestige is 3 hours vs 12 hours (or overnight stay)
Is there real value in this over chase?