Applied for Fairmont card on 6/5 with decision pending. Did not call in and received denial letter on 6/19 citing too many open accounts, recent inquiries, and credit line.
First reconsideration call last week was unsuccessful. Tried calling again last night and immediately offered to move $5k from an existing card. After being placed on hold for a few minutes, I was approved.
I was 23/24 (now 24/24!) and wasn't asked a single question about this on the second reconsideration call.