Old Jun 7, 16, 6:41 am
Join Date: Dec 2010
Location: Belgium
Posts: 865
Not that we need any more, but a JPY data point. Purchases were made 20 minutes apart.

A pizza purchased with CSP (Visa), JPY 1868 = USD 17.56 (1 USD = 106.38 JPY)

A couple electronic items purchased with a First Tech Mastercard, JPY 1836 = USD 17.09 (1 USD = 107.43 JPY)

Unsurprisingly, the rate is off by almost exactly 1%. I didn't realize that "no foreign transaction fee" actually meant "we'll still get 1% by manipulating the exchange rate".

Most of my purchases while travelling are categories that get double UR points, so I'll probably suck it up and effectively pay 0.5 per point for them.
der_saeufer is offline