Old Mar 18, 16, 11:09 pm
  #277  
Kremmen
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Join Date: Feb 2001
Programs: IHG Plat, Hilton Gold, Accor Gold, Marriott Silver
Posts: 3,942
Originally Posted by mia View Post
THREAD DRIFT: Point valuation is off topic for this thread. Please focus on differences in exchange rates and fees. Point valuation is exhaustively discussed in many threads across Flyertalk.
It seems like a good time to comment on this. The reason we use rewards cards is to receive a benefit. If we want to receive the most overall benefit, we want the optimum reward-minus-fee value. IHG points are one of the worst value rewards, but the IHG MC has one of the best exchange rates. This type of dilemma is sure to come up for many of us, depending on which cards we have. We can talk about just the forex rate side, but you can't totally divorce the two when looking at the overall picture.

Now, we have one user writing multiple screeds apparently based on zero empirical data. That is way more damaging to the discussion than an occasional drift into overall card value.
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