FlyerTalk Forums - View Single Post - The Points Guy: We never accept free flights [merged TPG discussions]
Old Mar 9, 2016, 2:19 pm
  #411  
Adam1222
 
Join Date: Jul 2009
Location: Washington, DC
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Originally Posted by paulqle
Wouldn't someone have sued him by now if a large chunk of his readers were in need of a bankruptcy lawyer?

It's a semi serious question though: Can they be held responsible for their services as a 'credit card broker'? I've seen that Raffles from headforpoints.com has a disclaimer stating that he's technically acting as a credit card broker. (Of course it's a UK based site.)
A lot of sites have some sort of credit score guide which often includes basic advice on credit card utilisation (pay your balance in full every month etc.) and I'm not convinced they're doing it because they care.
Under current US law, no. Theoretically, the CFPB could regulate it, but too much pushback.
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